Some states have laws limiting the Annual Percentage Rate (APR) that a lender may charge you. APRs for money advance loans range between 200% and 1386%, APRs for installment loans range between 6.63% to 225%, and APRs for personal loans range between 4.99% to 450% and vary by lender. Loans from a situation that's no limiting laws or loans from a bank not governed by state laws may have a straight higher APR. The APR may be the rate at which your loan accrues interest and is in relation to the total amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to exhibit you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.
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